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  • Enric Tarraso-Letang

How to improve your credit score

Updated: Jan 7

Your credit score is based on the information in your credit report, making sure you pay bills on time and managing credit cards responsibly, you’ll start to see your credit score improve.


Steps to improve your credit score


Check your Credit Report

You can request a free copy of your credit report and check it for errors. Your credit report contains the data used to calculate your credit rating. Credit providers and credit reporting bodies must take steps to get things right, however, there's still a chance that it may contain errors. Check to make sure that there are no late payments incorrectly listed for any of your accounts and that the credit limits for each of your open accounts is correct. If you find errors on any of your reports, dispute them with the credit reporting agencies or credit providers.


Pay your bills on time

Defaults and late payments can have a negative impact on your score.