Move to Your Next Home Without the Stress of Selling First
- Enric Tarraso-Letang
- 14 minutes ago
- 2 min read
Many homeowners looking to move, whether downsizing, upsizing, or simply changing their lifestyle, face a common challenge. The usual advice is to sell your current home first and then buy your next one. At first glance, this seems straightforward, but it can quickly become stressful and complicated.
Timing a sale and purchase perfectly is tricky. Miss the mark by even a few weeks, and you might end up juggling temporary housing, storage costs, or paying two mortgages at the same time. For many, this makes moving feel overwhelming.
Here is the good news. There are solutions that give you more flexibility and take the stress out of moving. As a mortgage broker, I help clients move into their next home first, giving them time to sell their existing property without being out of pocket.
How it works
You secure a bridging loan that allows you to buy your new home before selling your current one. This loan is typically secured against both properties.
You move into your new property without immediately having to make repayments on two mortgages, because the repayments are calculated from accrued interest. This means you are not out of pocket while your current home is still on the market.
You have up to 12 months to sell your existing property at your own pace, without the pressure of a tight timeline.
When your current home eventually sells, the proceeds are used to pay down the bridging loan. If you've downsized, you may end up with extra cash in your account, giving you additional financial freedom.
This approach removes a lot of the stress traditionally associated with moving. You can focus on finding the right property, plan your sale carefully, and avoid rushed decisions.
Why you might not hear about this from your agent
Many real estate agents suggest selling first because it is straightforward. However, solutions exist that let you move first and sell later. They are not widely advertised and require guidance to ensure the best outcome.
If you are considering moving but are worried about selling your current home, you do not have to navigate this alone. I can explain the options available and help you find the solution that works best for your situation.
Want to learn more
Reach out to me directly, and I can guide you through how this works and how it could apply to your situation. Moving home does not have to be stressful. Let’s make it a smooth and manageable process.
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